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$312M+
Total Value Locked
Across all XRPL pools
250K+
Active Users
Wallets connected
$4.8B+
Volume Processed
All-time on XRPL
Up to 22%
Max APY
On staking vaults
Protocol Suite

Six Products, One Protocol

Complete DeFi infrastructure for the XRP Ledger. Trade, earn, borrow and launch — all with XRPL-native speed and fees under $0.01.

🔄
Swap

Token Swap

Best-rate token swaps across XRPL DEX order books and XPMarket AMM pools. Sub-second settlement, under $0.01 per trade — the fastest DEX on XRP Ledger.

Start Swapping →
🌉
Bridge

Cross-Chain Bridge

Trustlessly bridge XRP and XRPL tokens to Ethereum, BNB Chain, Polygon and Arbitrum in under 60 seconds. Powered by XRPL EVM sidechain technology.

Bridge Assets →
💧
Pool

Liquidity Pools

Provide liquidity to XRPL native AMM pools. Earn trading fee revenue plus XPM liquidity mining incentives. Full-range and concentrated liquidity positions.

Provide Liquidity →
🔐
Staking

XRP Staking Vaults

Stake XRP and XPM to earn protocol revenue from trading fees, liquidation bonuses and Ripple ODL corridor incentives. Flexible and fixed-term vaults up to 22% APY.

Stake & Earn →
🏦
Borrow

Collateral Lending

Borrow stablecoins and assets against XRP and XRPL token collateral. Competitive rates from 2.7% APR, no KYC required, fully non-custodial — your keys, your assets.

Borrow Now →
🚀
Launch

Token Launchpad

Fair-launch new XRPL tokens through XPMarket's IDO launchpad. Automated liquidity seeding, XPM staker whitelist access, on-chain anti-bot protection.

Explore Launches →
Launch App → Connect XRPL Wallet View Yield Pools Read Docs
Yield Opportunities

Earn on Your XRP Assets

Pool / Vault
APY
TVL
Status
XRP Liquid Staking
5.8%
$94M
Live
XRP / USDC AMM
16.2%
$52M
Hot
XPM Governance Vault
22%
$31M
New
XRP / ETH Bridge Pool
11.4%
$28M
Live
USDC Lending Reserve
7.2%
$22M
Live
XRP / BTC Cross-Chain
13.8%
$14M
New
Featured Vault
XPM Governance Vault
22% APY
Flexible Stake
Withdraw anytime · No lock
5.8%
30-Day Vault
Optimal balance of yield & flexibility
9.4%
90-Day Power Vault
Max yield + DAO governance rights
22%
Start Earning Now
Non-custodial · XRPL native · Audited contracts
Get Started

Up and Running in 4 Steps

01

Connect XRPL Wallet

Link your Xumm, GemWallet or Crossmark wallet. No account creation or KYC required. Your keys, your assets.

02

Select a Product

Choose Swap, Bridge, Pool, Stake, Borrow or Launch from the XPMarket dashboard or the widget above.

03

Confirm on XRPL

Approve the transaction in your wallet. Settlement finalises on the XRP Ledger in 3–5 seconds with fees under $0.01.

04

Earn & Compound

Track all positions, compound staking rewards and manage your full XRP portfolio from the XPMarket dashboard.

Connect Wallet & Start →
XPM Token

XPMarket Governance Token

XPM is the protocol governance and value-accrual token. Stake XPM to vote on protocol parameters, earn fee revenue and access premium allocations on the Launchpad.

1B
Total Supply
Community & Ecosystem
Incentives, grants, airdrops
35%
Liquidity Mining Rewards
Pool incentives, 4-year vest
25%
Team & Advisors
4-year vest, 1-year cliff
15%
Protocol Treasury
DAO-controlled multisig
15%
Strategic Investors
18-month vest, 6-month cliff
10%
Roadmap

Building the Future of XRPL DeFi

Q1 2025 — Completed

Protocol Launch & XRPL AMM

XPMarket launched on XRPL Mainnet with native AMM integration, swap routing across XRPL DEX and Order Book, and initial liquidity mining programme.

AMM LiveSwapLiquidity Mining
Q2 2025 — Completed

Cross-Chain Bridge & Lending

ETH, BNB and Arbitrum bridge deployed. Collateral lending module launched with XRP, USDC and USDT markets. Triple security audit completed.

BridgeLendingAudited
Q3 2025 — In Progress

XPM Token Launch & DAO

XPM governance token TGE scheduled August 1st. Staking vaults, DAO governance module, referral programme and Launchpad beta for new XRPL token projects.

XPM TGEStakingDAOLaunchpad
Q4 2025 — Planned

Perpetuals & On-Chain Derivatives

XRP perpetual futures, on-chain options and cross-margin accounts on the XRPL EVM sidechain. Chainlink and XRPL-native oracle integrations.

PerpsOptionsOracle
Q1 2026 — Planned

Institutional API & Enterprise Suite

Institutional-grade REST and WebSocket API, bulk settlement, compliance reporting and dedicated RippleNet ODL integration for enterprise customers.

APIEnterpriseRippleNet
2026 — Vision

XPMarket L2 & Mobile App

XPMarket Layer-2 settlement network for high-frequency DeFi on XRPL. Native iOS and Android apps with hardware wallet and biometric security support.

L2MobileHW Wallet
Security & Trust

Built to Be Bulletproof

Security is our foundation. Every XPMarket contract is independently triple-audited and battle-tested on XRPL Mainnet since launch.

Audited

Triple-Audited Code

All smart contracts audited by Quantstamp, CertiK and an independent XRPL security specialist. Full audit reports publicly available in our GitHub repository.

🔑 Non-Custodial

Your Keys, Your Assets

XPMarket never holds your assets. All protocol interactions are direct on-chain XRPL transactions signed in your own wallet. Zero centralized custody risk.

🛡 Bug Bounty

$500K Bug Bounty

Active bug bounty programme on Immunefi with up to $500,000 in rewards for critical vulnerability discoveries. Responsible disclosure is generously rewarded.

Audited by · Built on · Backed by
Knowledge Base

Frequently Asked Questions

Everything you need to know about XPMarket and DeFi on the XRP Ledger.